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CBIA’s affiliate BDC Capital is a private company that works with lenders and investors to provide innovative financing for New England businesses that might have a collateral shortfall, temporary losses, or high leverage—for any business purpose by supplementing bank financing. BDC Capital is a 55 year-old private company owned by 40 financial institutions, most of which are banks. They source their funds from member banks, but can work with any type of business and lender to help close a deal.

For more information on financing alternatives for your business, contact CBIA’s Tom Guerra at 860-244-1160.

BDC Capital Term Loans

  • Loans from $500,000 to $2,500,000
  • For permanent working capital, refinancing, and real estate, machinery & equipment, and acquisition financing
  • Rates typically 1% to 2 3 / 4 % above prime
  • Can offer longer repayment terms, higher advance rates and junior secured term debt
  • SBA Preferred Lender for 7(a) guaranteed loans

BDC Capital Community Loans

  • Loans from $200,000 to $2 million
  • Designed for minority and women-owned businesses, not-for-profits and businesses in economically disadvantaged areas

Flexible Advantage SBA 504 Loans
New England Certified Development Corporation, an affiliate of BDC Capital

  • Long-term loans for fixed asset projects
  • Loan projects from $500,000 and up
  • For purchasing land and buildings, new construction, renovation and leasehold improvements, machinery & equipment
  • Low rates, fixed for 20 years for real estate; 10 years for machinery & equipment
  • Low down payment: 10% equity in most cases

Mezzanine & Private Equity Funds

  • Investments from $750,000 to $5 million
  • Provides mezzanine financing to privately held and family-owned businesses which have an equity capital requirement but whose owners prefer not to relinquish a controlling ownership interest
  • Market rate of interest plus a success fee or warrant or both
  • For well-managed, strongly positioned companies located in New England for growth capital and acquisition financing

Private Equity/Venture Capital

  • Investments typically from $1 million to $5 million
  • Sourced from our private equity investment partners
  • For seed/early stage and more mature growth companies

View videos:

Business Financing Alternatives (June 7, 2007)

Innovative Financing to Grow Your Business (August 5, 2008)