HRA Services

HRA Administration Service

CBIA's no-cost HRA administration service is available to groups that meet the following criteria:

• The group must be a CBIA member company participating in the HC2 program.
• The service must be established at a group's effective/renewal date. (no partial year)
• Employers can choose up to two HRAs with each HRA linked to one of the following eligible plans:
• POS 20/40 1500
• POS 20/40 2500
• POS 30/45 3000
• POS 30/45 5000
• HMO 30/45 2500
• POS $30/$45-$2,500 20%
• POS $30/$45-$2,850 30%
• POS $30-2000 30%
• The HRA must be limited to covering unreimbursed deductible expenses on the above plans (excluding any prescription deductible).
• Maximum reimbursement must be 75% of the deductible expressed as a percentage or dollar amount.
• For Out-of-State employees, the following Oxford USA plans are HRA compatible: Oxford USA POS $20/$40-$1,500; Oxford USA POS $30/$45-$2,500 20%; Oxford USA POS $30/$45-$2,850 30%; Oxford USA POS $30/$45-$3,000.

The secure HRA section of the CBIA agent website contains more information on the program including interactive exhibits, training modules, forms, and other sales tools.

HRA Plan Document Creation

For clients who do not use CBIA HRA adminstration service, you can create a simple HRA plan document.