Plan Summaries Effective March 1, 2012

(for groups effective or renewing March 2012 and beyond)

In-Area Plan Summaries

• All Plans
• HMO $30/$45
• HMO $30/$45-$2,500
• HMO $20
• POS $30/$45
• POS $30/$45-$5,000
• POS $30/$45-$3,000
• POS $30/$45-$2,500/20%
• POS $30/$45-$2,850/30%
• POS $30-$2,000/30%
• POS $20/$40-$1,500
• POS $20/$40-$2,500
• POS $20 and $20 OA
  

Prescription Drug Benefits

Benefit Comparison by Insurance Company

Medicare

• Plan F
• 3-tier, unlimited pharmacy plan

HSA Compatible Plan Summaries

• HSA Fact Sheet
• All HSA Compatible Plans
• ConnectiCare POS $2,500 B
• Oxford $2,000 D
• $2,500E
• $3,500F

Out of Area Plan Summaries

• All Plans
• Oxford USA $20
• Oxford USA $30
• Oxford USA POS $30-$2,000/30% (HRA Compatible)
• Oxford USA POS $20/$40-$1,500 (HRA Compatible)
• Oxford USA POS $30/$45-$2,500/20% (HRA Compatible)
• Oxford USA POS $30/$45-$2,850/30% (HRA Compatible)
• Oxford USA POS $30/$45-$3,000 (HRA Compatible)
• Oxford USA PPO $2,000D (HSA compatible)
• Oxford USA PPO $3,500F (HSA compatible)

Spanish Plan Summaries & Enrollment Forms

Massachusetts employees/residents: Find out which plans are creditable.

Carrier Medical Loss Ratios

Health Care Reform: Preventive Health Services

In compliance with federal mandate, routine/preventive services will be covered in full for all plans.
View the carrier specific links below for more information:

Oxford

ConnectiCare

Plan Summaries Effective January 1, 2012

(for groups effective or renewing January 2012 through February 2012)

In-Area Plan Summaries

• All Plans
• HMO $30/$45
• HMO $30/$45-$2,500
• HMO $20
• POS $30/$45
• POS $30/$45-$5,000
• POS $30/$45-$3,000
• POS $30/$45-$2,500 20%
• POS $30/$45-$2,850 30%
• POS $30-$2,000 30%
• POS $20/$40-$1,500
• POS $20/$40-$2,500
• POS $20 and $20 OA
  

Prescription Drug Benefits

Benefit Comparison by Insurance Company

Medicare

• Plan F
• 3-tier, unlimited pharmacy plan

HSA Compatible Plan Summaries

• HSA Fact Sheet
• All HSA Compatible Plans
• ConnectiCare POS $2,500 B
• Oxford $2,000 D
• $2,500E
• $3,500F

Out of Area Plan Summaries

• All Plans
• Oxford USA $20
• Oxford USA $30
• Oxford USA POS $20/$40-$1,500 (HRA Compatible)
• Oxford USA POS $30/$45-$2,500 20% (HRA Compatible)
• Oxford USA POS $30/$45-$2,850 30% (HRA Compatible)
• Oxford USA POS $30/$45-$3,000 (HRA Compatible)
• Oxford USA PPO $2,000D (HSA compatible)
• Oxford USA PPO $3,500F (HSA compatible)

Spanish Plan Summaries & Enrollment Forms

Massachusetts employees/residents: Find out which plans are creditable.

Carrier Medical Loss Ratios

Health Care Reform: Preventive Health Services

In compliance with federal mandate, routine/preventive services will be covered in full for all plans.
View the carrier specific links below for more information:

Oxford

ConnectiCare

Plan Summaries Effective July 1, 2011

(for groups effective or renewing July 2011 through December 2011)

In-Area Plan Summaries

• All Plans
• HMO $30/$45
• HMO $30/$45-$2,500
• HMO $20
• POS $30/$45
• POS $30/$45-$5,000
• POS $30/$45-$3,000
• POS $30/$45-$2,500 20%
• POS $30/$45-$2,850 30%
• POS $20/$40-$1,500
• POS $20/$40-$2,500
• POS $20 and $20 OA
• POS $2,000
  

Prescription Drug Benefits

Benefit Comparison by Insurance Company

Medicare

• Plan F
• 3-tier, unlimited pharmacy plan

HSA Compatible Plan Summaries

• HSA Fact Sheet
• All HSA Compatible Plans
• ConnectiCare POS $2,500 B
• Oxford $2,000 D
• $2,500E
• $3,500F

Out of Area Plan Summaries

• All Plans
• Oxford USA $20
• Oxford USA $30
• Oxford USA POS $20/$40-$1,500
• Oxford USA POS $30/$45-$2,500 20%
• Oxford USA POS $30/$45-$2,850 30%
• Oxford USA POS $30/$45-$3,000
• Oxford USA POS $2,000
• Oxford USA PPO $2,000D (HSA compatible)
• Oxford USA PPO $3,500F (HSA compatible)

Spanish Plan Summaries & Enrollment Forms

Massachusetts employees/residents: Find out which plans are creditable.

Carrier Medical Loss Ratios

Health Care Reform: Preventive Health Services

In compliance with federal mandate, routine/preventive services will be covered in full for all plans.
View the carrier specific links below for more information:

Oxford

ConnectiCare

CIGNA

Plan Summaries Effective January 1, 2011

(for groups effective or renewing January 2011 through June 2011)

In-Area Plan Summaries

• All Plans
• HMO $30/$45
• HMO $30/$45-$2,500
• HMO $20
• POS $30/$45
• POS $30/$45-$5,000
• POS $30/$45-$3,000
• POS $30/$45-$2,500 20%
• POS $20/$40-$1,500
• POS $20/$40-$2,500
• POS $20 and $20 OA
• POS $2,000
  

Prescription Drug Benefits

Benefit Comparison by Insurance Company

Medicare

• Plan F
• 3-tier, unlimited pharmacy plan

HSA Compatible Plan Summaries

• HSA Fact Sheet
• All HSA Compatible Plans
• ConnectiCare POS $2,500 B
• Oxford $2,000 D
• $2,500E

Out of Area Plan Summaries

• All Plans
• Oxford USA $20
• Oxford USA $30
• Oxford USA POS $20/$40-$1,500
• Oxford USA POS $30/$45-$2,500 20%
• Oxford USA POS $30/$45-$3,000
• Oxford USA POS $2,000
• Oxford USA PPO $2,000D (HSA compatible)

Spanish Plan Summaries & Enrollment Forms

Massachusetts employees/residents: Find out which plans are creditable.

Carrier Medical Loss Ratios

Health Care Reform: Preventive Health Services

In compliance with federal mandate, routine/preventive services will be covered in full for all plans.
View the carrier specific links below for more information:

Oxford

ConnectiCare

CIGNA

Plan Summaries Effective October 1, 2010

(for groups effective or renewing October 2010 through December 2010)

In-Area Plan Summaries

• All Plans
• HMO $30/$45
• HMO $30/$45-$2,500
• HMO $20
• POS $30/$45
• POS $30/$45-$5,000
• POS $30/$45-$3,000
• POS $20/$40-$1,500
• POS $20/$40-$2,500
• POS $20 and $20 OA
• POS $2,000
  

Prescription Drug Benefits

Benefit Comparison by Insurance Company

Medicare

• Plan F
• 3-tier, unlimited pharmacy plan

HSA Compatible Plan Summaries

• HSA Fact Sheet
• All HSA Compatible Plans
• CIGNA $1500 A Open Access Plus
• ConnectiCare POS $2500 B
• Oxford $2000 D
• $2500E

Out of Area Plan Summaries

• All Plans
• Oxford USA $20
• Oxford USA $30
• Oxford USA POS $20/$40-$1,500
• Oxford USA POS $30/$45-$3,000
• Oxford USA POS $2,000
• Oxford USA PPO $2,000D (HSA compatible)

Spanish Plan Summaries & Enrollment Forms

Massachusetts employees/residents: Find out which plans are creditable.

Carrier Medical Loss Ratios

Health Care Reform: Preventive Health Services

In compliance with federal mandate, routine/preventive services will be covered in full for all plans.
View the carrier specific links below for more information:

Oxford

ConnectiCare

CIGNA

Plan Summaries Effective April 1, 2010

(for groups effective or renewing April 2010 through September 2010)

In-Area Plan Summaries

• All Plans
• HMO $30/$45
• HMO $30/$45-$2,500
• HMO $20
• POS $30/$45
• POS $30/$45-$5,000
• POS $30/$45-$3,000
• POS $20/$40-$1,500
• POS $20/$40-$2,500
• POS $20 and $20 OA
• POS $2,000
  

Prescription Drug Benefits

Benefit Comparison by Insurance Company

Medicare

• Plan F
• 3-tier, unlimited pharmacy plan

HSA Compatible Plan Summaries

• HSA Fact Sheet
• All HSA Compatible Plans
• CIGNA $1500 A Open Access Plus
• ConnectiCare POS $2500 B
• Oxford $2000 D
• $2500E

Out of Area Plan Summaries

• All Plans
• Oxford USA $20
• Oxford USA $30
• Oxford USA POS $20/$40-$1,500
• Oxford USA POS $30/$45-$3,000
• Oxford USA POS $2,000
• Oxford USA PPO $2,000D (HSA compatible)

Spanish Plan Summaries & Enrollment Forms

Massachusetts employees/residents: Find out which plans are creditable.

Carrier Medical Loss Ratios

Preventive Care Guidelines

• HSA Compatible Plans
• POS 2000