Forms
Fees & Services
Setup Fee |
$0 |
|---|---|
Monthly Fee |
$2.50 - waived for the first 90 days after account opening - waived for accounts with a balance of $2,500 or greater - waived for any month there is an electronic contribution to the account for accounts with a balance of $1,500 or greater |
Choice of investments (Y/N) |
Y for balances over $2,500 |
Broker Account Fee |
$0 |
Credit Card Fees |
First card free; $10 per replacement card |
Lost Card Replacement |
Free |
Termination of Debit Card Access |
|
Check Transactions |
Free |
Debit Card POS Purchase Via Signature |
Free |
Per ATM Fee |
Free, Reimbursement of up to $10 per month for other bank’s ATM surcharge fees |
Per POS using PIN |
Free |
First order of checks |
Free |
24/7 Customer Service |
Yes |
Deposit tickets |
Free |
Copy of Statement |
$3 each |
Check Copies |
$1 per copy |
Check Images |
Available online |
Request Copy of 1099, 5498 or Year-end Status Report |
Free |
Corrected IRS Filing Fee |
|
Insufficient Funds |
$30 per item |
Uncollected item |
$30 per item |
Deposited Item Returned |
$7 per item |
Excess Contribution Distribution |
$0 |
Account Closure Fee |
$0 |
Stop Payment |
$15 |
Check Reorder |
Varies by style and quantity |
Treasurer's / Cashier's Check |
$8 |
IRS Levy, Legal Requests or Subpoena |
$100 |
Writ |
$175 |
Wire Transfers - Domestic Incoming |
Free |
Wire Transfers - Domestic Outgoing |
$12 |
Wire Transfers - International Incoming |
Free |
Wire Transfers - International Outgoing |
$45 |
Research |
$25 per hour /$10 min. |
Customer Deposit UPS Fee for use of vendor without use of proper documentation and/or codes |
$10 |
Credit Card Funds Transfer - Incoming |
2.5% of Transaction amount |
Electronic Bank Transfers or ACH - Incoming |
Free |
Electronic Bank Transfers or ACH - Outgoing |
$1.50 per transaction |
Interest rates |
0-$499 = 1.25 |
Min. Balance Requirements |
$0 |
Other |
Free account for first 90 days, No annual debit card fee and first check order free, Free ACH money transfer functions |