Plan Summaries Effective March 1, 2012

(for groups effective or renewing March 2012 and beyond)

In-Area Plan Summaries

• All Plans
• HMO $30/$45
• HMO $30/$45-$2,500
• HMO $20
• POS $30/$45
• POS $30/$45-$5,000
• POS $30/$45-$3,000
• POS $30/$45-$2,500/20%
• POS $30/$45-$2,850/30%
• POS $30-$2,000/30%
• POS $20/$40-$1,500
• POS $20/$40-$2,500
• POS $20 and $20 OA
  

Prescription Drug Benefits

Benefit Comparison by Insurance Company

Medicare

• Plan F
• 3-tier, unlimited pharmacy plan

HSA Compatible Plan Summaries

• HSA Fact Sheet
• All HSA Compatible Plans
• ConnectiCare POS $2,500 B
• Oxford $2,000 D
• $2,500E
• $3,500F

Out of Area Plan Summaries

• All Plans
• Oxford USA $20
• Oxford USA $30
• Oxford USA POS $30-$2,000/30% (HRA Compatible)
• Oxford USA POS $20/$40-$1,500 (HRA Compatible)
• Oxford USA POS $30/$45-$2,500/20% (HRA Compatible)
• Oxford USA POS $30/$45-$2,850/30% (HRA Compatible)
• Oxford USA POS $30/$45-$3,000 (HRA Compatible)
• Oxford USA PPO $2,000D (HSA compatible)
• Oxford USA PPO $3,500F (HSA compatible)

Spanish Plan Summaries & Enrollment Forms

Find out if your plan deductible and yearly maximum is re-set on your company’s renewal date (contract)
or on January 1st each year (calendar).

Carrier Medical Loss Ratios

Health Care Reform: Preventive Health Services

In compliance with federal mandate, routine/preventive services will be covered in full for all plans.
View the carrier specific links below for more information:

Oxford

ConnectiCare

Plan Summaries Effective January 1, 2012

(for groups effective or renewing January 2012 through February 2012)

In-Area Plan Summaries

• All Plans
• HMO $30/$45
• HMO $30/$45-$2,500
• HMO $20
• POS $30/$45
• POS $30/$45-$5,000
• POS $30/$45-$3,000
• POS $30/$45-$2,500 20%
• POS $30/$45-$2,850 30%
• POS $30-$2,000 30%
• POS $20/$40-$1,500
• POS $20/$40-$2,500
• POS $20 and $20 OA
  

Prescription Drug Benefits

Benefit Comparison by Insurance Company

Medicare

• Plan F
• 3-tier, unlimited pharmacy plan

HSA Compatible Plan Summaries

• HSA Fact Sheet
• All HSA Compatible Plans
• ConnectiCare POS $2,500 B
• Oxford $2,000 D
• $2,500E
• $3,500F

Out of Area Plan Summaries

• All Plans
• Oxford USA $20
• Oxford USA $30
• Oxford USA POS $20/$40-$1,500 (HRA Compatible)
• Oxford USA POS $30/$45-$2,500 20% (HRA Compatible)
• Oxford USA POS $30/$45-$2,850 30% (HRA Compatible)
• Oxford USA POS $30/$45-$3,000 (HRA Compatible)
• Oxford USA PPO $2,000D (HSA compatible)
• Oxford USA PPO $3,500F (HSA compatible)

Spanish Plan Summaries & Enrollment Forms

Find out if your plan deductible and yearly maximum is re-set on your company’s renewal date (contract)
or on January 1st each year (calendar).

Carrier Medical Loss Ratios

Health Care Reform: Preventive Health Services

In compliance with federal mandate, routine/preventive services will be covered in full for all plans.
View the carrier specific links below for more information:

Oxford

ConnectiCare

Plan Summaries Effective July 1, 2011

(for groups effective or renewing July 2011 through December 2011)

In-Area Plan Summaries

• All Plans
• HMO $30/$45
• HMO $30/$45-$2,500
• HMO $20
• POS $30/$45
• POS $30/$45-$5,000
• POS $30/$45-$3,000
• POS $30/$45-$2,500 20%
• POS $30/$45-$2,850 30%
• POS $20/$40-$1,500
• POS $20/$40-$2,500
• POS $20 and $20 OA
• POS $2,000
  

Prescription Drug Benefits

Benefit Comparison by Insurance Company

Medicare

• Plan F
• 3-tier, unlimited pharmacy plan

HSA Compatible Plan Summaries

• HSA Fact Sheet
• All HSA Compatible Plans
• ConnectiCare POS $2,500 B
• Oxford $2,000 D
• $2,500E
• $3,500F

Out of Area Plan Summaries

• All Plans
• Oxford USA $20
• Oxford USA $30
• Oxford USA POS $20/$40-$1,500
• Oxford USA POS $30/$45-$2,500 20%
• Oxford USA POS $30/$45-$2,850 30%
• Oxford USA POS $30/$45-$3,000
• Oxford USA POS $2,000
• Oxford USA PPO $2,000D (HSA compatible)
• Oxford USA PPO $3,500F (HSA compatible)

Spanish Plan Summaries & Enrollment Forms

Find out if your plan deductible and yearly maximum is re-set on your company’s renewal date (contract)
or on January 1st each year (calendar).

Carrier Medical Loss Ratios

Health Care Reform: Preventive Health Services

In compliance with federal mandate, routine/preventive services will be covered in full for all plans.
View the carrier specific links below for more information:

Oxford

ConnectiCare

CIGNA (Click on the Preventive Services Fact sheet located in the menu on the left.)

Plan Summaries Effective January 1, 2011

(for groups effective or renewing January 2011 through June 2011)

In-Area Plan Summaries

• All Plans
• HMO $30/$45
• HMO $30/$45-$2,500
• HMO $20
• POS $30/$45
• POS $30/$45-$5,000
• POS $30/$45-$3,000
• POS $30/$45-$2,500 20%
• POS $20/$40-$1,500
• POS $20/$40-$2,500
• POS $20 and $20 OA
• POS $2,000
  

Prescription Drug Benefits

Benefit Comparison by Insurance Company

Medicare

• Plan F
• 3-tier, unlimited pharmacy plan

HSA Compatible Plan Summaries

• HSA Fact Sheet
• All HSA Compatible Plans
• ConnectiCare POS $2,500 B
• Oxford $2,000 D
• $2,500E

Out of Area Plan Summaries

• All Plans
• Oxford USA $20
• Oxford USA $30
• Oxford USA POS $20/$40-$1,500
• Oxford USA POS $30/$45-$2,500 20%
• Oxford USA POS $30/$45-$3,000
• Oxford USA POS $2,000
• Oxford USA PPO $2,000D (HSA compatible)

Spanish Plan Summaries & Enrollment Forms

Find out if your plan deductible and yearly maximum is re-set on your company’s renewal date (contract)
or on January 1st each year (calendar).

Carrier Medical Loss Ratios

Health Care Reform: Preventive Health Services

In compliance with federal mandate, routine/preventive services will be covered in full for all plans.
View the carrier specific links below for more information:

Oxford

ConnectiCare

CIGNA (Click on the Preventive Services Fact sheet located in the menu on the left.)

Plan Summaries Effective October 1, 2010

(for groups effective or renewing October 2010 through December 2010)

In-Area Plan Summaries

• All Plans
• HMO $30/$45
• HMO $30/$45-$2,500
• HMO $20
• POS $30/$45
• POS $30/$45-$5,000
• POS $30/$45-$3,000
• POS $20/$40-$1,500
• POS $20/$40-$2,500
• POS $20 and $20 OA
• POS $2,000
  

Prescription Drug Benefits

Benefit Comparison by Insurance Company

Medicare

• Plan F
• 3-tier, unlimited pharmacy plan

HSA Compatible Plan Summaries

• HSA Fact Sheet
• All HSA Compatible Plans
• CIGNA $1500 A Open Access Plus
• ConnectiCare POS $2500 B
• Oxford $2000 D
• $2500E

Out of Area Plan Summaries

• All Plans
• Oxford USA $20
• Oxford USA $30
• Oxford USA POS $20/$40-$1,500
• Oxford USA POS $30/$45-$3,000
• Oxford USA POS $2,000
• Oxford USA PPO $2,000D (HSA compatible)

Spanish Plan Summaries & Enrollment Forms

Find out if your plan deductible and yearly maximum is re-set on your company’s renewal date (contract)
or on January 1st each year (calendar).

Carrier Medical Loss Ratios

Health Care Reform: Preventive Health Services

In compliance with federal mandate, routine/preventive services will be covered in full for all plans.
View the carrier specific links below for more information:

Oxford

ConnectiCare

CIGNA (Click on the Preventive Services Fact sheet located in the menu on the left.)

Plan Summaries Effective April 1, 2010

(for groups effective or renewing April 2010 through September 2010)

In-Area Plan Summaries

• All Plans
• HMO $30/$45
• HMO $30/$45-$2,500
• HMO $20
• POS $30/$45
• POS $30/$45-$5,000
• POS $30/$45-$3,000
• POS $20/$40-$1,500
• POS $20/$40-$2,500
• POS $20 and $20 OA
• POS $2,000
  

Prescription Drug Benefits

Benefit Comparison by Insurance Company

Medicare

• Plan F
• 3-tier, unlimited pharmacy plan

HSA Compatible Plan Summaries

• HSA Fact Sheet
• All HSA Compatible Plans
• CIGNA $1500 A Open Access Plus
• ConnectiCare POS $2500 B
• Oxford $2000 D
• $2500E

Out of Area Plan Summaries

• All Plans
• Oxford USA $20
• Oxford USA $30
• Oxford USA POS $20/$40-$1,500
• Oxford USA POS $30/$45-$3,000
• Oxford USA POS $2,000
• Oxford USA PPO $2,000D (HSA compatible)

Spanish Plan Summaries & Enrollment Forms

Find out if your plan deductible and yearly maximum is re-set on your company’s renewal date (contract) or on January 1st each year (calendar).

Carrier Medical Loss Ratios

Preventive Care Guidelines

• HSA Compatible Plans
• POS 2000