INSURANCE & EMPLOYEE BENEFITS  
 
COBRA/State Continuation
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General:

 

COBRA/State Continuation Services now included AT NO ADDITIONAL COST as part of your Health Connection clients' membership!

(Clients must activate this service)

Do your clients call you with COBRA/State Continuation questions?
Do they complain about the confusion associated with COBRA paperwork?

Let CBIA help you and your clients.

We offer COBRA/State Continuation Services to our Health Connections and CBIA/Aetna customers. CBIA will handle all the logistics including:

  • creation and distribution of the initial notification to current employees and dependents;
  • creation and distribution of the second COBRA notice and election form to employees and dependents (called “Qualified Beneficiaries”) following a qualifying event; COBRA billing for Qualifying Beneficiaries;
  • premium collection and payment to carriers;
  • dedicated staff at CBIA to answer all billing questions; and
  • archival and retrieval of COBRA records.

Why should your clients outsource their COBRA/State Continuation administrative tasks to CBIA?

  • By law, most employees are entitled to a continuation option when they lose health-plan coverage due to a qualifying event.
  • Failure to provide continuation coverage can result in stiff penalties.
  • COBRA regulations are cumbersome and difficult to understand. Proper compliance requires precise administration.
  • COBRA/State Continuation documentation must be archived for all active and terminated employees.
  • We’ve even established a dedicated phone line specifically for COBRA/State Continuation questions. CBIA can help make this process a much smoother transition. For more information contact Tom Guerra at 860-244-1900.

The broker process is as follows:

For clients who enroll in COBRA/State Continuation services from CBIA Service Corp., please follow these steps:

  • Have your client review, complete, sign and return the signature sheet from the Service Contract to CBIA Service Corp. COBRA/State Continuation Services; 350 Church Street; Hartford, CT 06103-1126.
  • Provide client with copies of the Continuant Takeover Form, to be completed when transferring existing COBRA continuants to CBIA Service Corp. COBRA/State Continuation Services.
  • Provide client with copies of Qualifying Event Form, to be completed anytime an employee experiences a Qualifying Event.
Note:   Because Health Reimbursement Arrangements (HRAs) are employer sponsored health plans, they are subject to Federal COBRA regulations.  As CBIA does NOT administer HRA's, we are unable to provide our COBRA Administration Services for these plans.

 

For more information, contact CBIA’s Tom Guerra at 860-244-1900 or e-mail him at guerrat@cbia.com.

For more information, contact CBIA’s Tom Guerra at 860-244-1900 or e-mail him at guerrat@cbia.com

 

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