Your out-of-state employees are covered with CBIA Health Connections

CBIA Health Connections carriers offer coverage for your employees who reside in Connecticut and most U.S. states. For specific plans available, please use the

Health Connections Plan Lookup By Zip tool or

Health Connections 2 (HC2) Plan Lookup By Zip tool.

The following outlines each carriers out-of-area coverage by state and county.

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ConnectiCare

New York counties covered: Orange, Rockland, Westchester, and Putnam

Massachusetts counties covered: Hampden, Hampshire, Franklin, and Berkshire

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Health Net

New York counties covered: Bronx, Dutchess, Kings, Nassau, New York, Orange, Putnam, Queens, Richmond, Rockland, Suffolk and Westchester

New Jersey: entire state covered

Pennsylvania counties covered: Bucks, Chester, Delaware, Lackawanna, Luzerne, Montgomery, and Philadelphia

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Oxford

Oxford Health Plans offers three solutions for out-of-area coverage. Availability depends on the state and/or county in which an employee lives.

In-Area enrollment through the Oxford Freedom Network of providers:

In addition to Connecticut, members residing in these states and/or counties have access to all Oxford PPO, POS, and HMO products.

Delaware: entire state covered
New Jersey: entire state covered
New York counties covered: Bronx, Dutchess, Kings, Nassau, New York, Orange, Putnam, Queens, Richmond, Rockland, Suffolk, Sullivan, Ulster, and Westchester
Pennsylvania counties covered: Berks, Bucks, Carbon, Chester, Columbia, Dauphin, Delaware, Lackawanna, Lehigh, Luzerne, Montgomery, Northampton, Philadelphia and Schuylkill

In-Area Expanded enrollment through the United Healthcare Network of providers:

Members residing in these states and/or counties have access to Oxford PPO and POS products only. HMO products are not available.

Rhode Island: entire state covered
Massachusettes counties covered: Berkshire, Franklin, Hampden, Hampshire, and Worcester
New York counties covered: All counties not covered through the in-area Oxford Freedom Network (see above)
Pennsylvania counties covered: Monroe, Pike and Wayne

Out-of-Area enrollment through the United Healthcare Network of providers:

Members residing in these states and/or counties have access to Oxford USA products only.

Alabama Alaska Arizona Arkansas California Colorado Florida Georgia Hawaii Illinois Indiana Iowa Kansas Kentucky Louisiana Maryland Massachusetts – all except Berkshire, Franklin, Hampden, Hampshire, and Worcester counties, which are part of Oxford's In-Area Expanded network (see above)

Michigan Minnesota Missouri Nebraska Nevada New Hampshire New Mexico North Carolina North Dakota Ohio Oregon Pennsylvania – all except Monroe, Pike and Wayne counties, which are part of Oxford's In-Area Expanded network (see above) and Berks, Bucks, Carbon, Chester, Columbia, Dauphin, Delaware, Lackawanna, Lehigh, Luzerne, Montgomery, Northampton, Philadelphia and Schuylkill counties which are part of Oxford's In-Area Enrollment (see above)

South Carolina Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin

Oxford does not offer coverage in the following states:

Idaho Maine Mississippi Montana

Oklahoma South Dakota Wyoming

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CIGNA

CIGNA is available to employees residing in select towns in Massachusetts, however members must access CIGNA’s Connecticut provider network. View CIGNA's Guest Privileges brochure.