In this time of increasing health insurance costs, CBIA Service Corp. offers Connecticut companies CHOICES - CBIA Health Connections and CBIA Health Connections 2.

CBIA Health Connections, still a unique product in the Connecticut health insurance marketplace, offers CBIA members with three to 100 employees the choice of the leading health insurance carriers in Connecticut and more than 25 plan designs ranging from a $10 HMO plan to coverage for out of state employees. Our partners include: CIGNA HealthCare, ConnectiCare, Health Net and Oxford Health Plans.

CBIA Health Connections gives you and your employees the choice of carriers and coverage levels. You and your employees can choose from four carriers so you’re virtually guaranteed to find the doctors you want and the coverage you need. Providing this level of choice also allows you to take advantage of lower medical rates for each of your employees. We call it the lowest cost option.

Health Connections 2 (HC2) provides great choices just like CBIA Health Connections - 4 carriers; 5 plans; gated and open access options; out-of-state coverage; and competitive rates.

HC2 offers five plans including HMO and POS plans and co-pays starting at $20 and a PPO plan with office visit co-pays and a $500 deductible and 80/20 co-insurance for most other in-network services.

For employers, HC2 has lower premiums also -- thus decreasing your monthly health insurance costs.

For employees, HC2 is desirable because the rates are lower and they're still getting the coverage they need and the doctors they want.

By giving you and your employees so many managed care options, we can keep the costs down. And CBIA takes care of all administrative support. You and your employees can choose your coverage levels and everything will appear on just one billing statement.

Product highlights:

• Competitive pricing
• Coverage for companies with three to 100 employees
• The ability to choose from among the leading health insurance carriers in Connecticut
• Coverage for your out-of-state employees
• Dental coverage
• Life, Accidental Death & Dismemberment (AD&D), Short- and Long-term disability coverages
• Comprehensive Medicare program for Medicare-eligible retirees and active employees
• The convenience of just ONE bill.
• Membership in the largest statewide business organization in the country!

Click on the links to the left to find out more about this unique health insurance product. You can also contact your broker or CBIA for more information.