INSURANCE & EMPLOYEE BENEFITS  
 
Health Savings Accounts
 


CBIA HSA Vendors

The Bancorp Bank

HSA Bank

American Chartered Bank

Tools

Employer Calculator

Employee Calculator

IRS Form 8889

Form 8889 Instructions

2008 IRS HSA Guidelines

Information

HSA Road Rules
by Dan Perrin

HSA Fact Sheet

Employer/Employee Process Workflow

About CBIA Membership

 

 

Forms

Fees & Services

Setup Fee

$0

Monthly Fee

$0

Choice of investments (Y/N)

Y

Broker Account Fee

N/A

Credit Card Fees

No charge VISA check card

Lost Card Replacement

$10

Check Transactions

Free

Debit Card POS Purchase Via Signature

Free

Per ATM Fee

Free, subject to provider fees

Per POS using PIN

Free

First order of checks

$13.45

24/7 Customer Service

M-F 8-8 Sat 8-4 Sun 10-3

Deposit tickets

With Checks

Copy of Statement

$5

Check Copies

$0

Check Images

$0

Request Copy of 1099, 5498 or Year-end Status Report

$5

Corrected IRS Filing Fee

Bank Error - Free
Research Fee

Insufficient Funds

$27

Uncollected item

$10 per item

Deposited Item Returned

$10 per item

Excess Contribution Distribution

No fee

Account Closure Fee

No fee

Stop Payment

$15

Check Reorder

Prices vary

Treasurer's / Cashier's Check

First 5 free, then $2.00 a piece

IRS Levy, Legal Requests or Subpoena

$100

Writ

$100

Wire Transfers - Domestic Incoming

$8

Wire Transfers - Domestic Outgoing

$20

Wire Transfers - International Incoming

$8 plus bank fees

Wire Transfers - International Outgoing

$40

Research

$30 per hour

Customer Deposit UPS Fee for use of vendor without use of proper documentation and/or codes

n/a

Credit Card Funds Transfer - Incoming

Not Available

Electronic Bank Transfers or ACH - Incoming

$0

Electronic Bank Transfers or ACH - Outgoing

$0

Interest rates

0-$999 = 1.00               
$1,000-$4,999 = 2.00
$5,000-$9,999 = 3.05
$10,000 and over = 4.45

Min. Balance Requirements

$0

Other

Free Online Banking, including bill pay (requires separate online registration once the applicant receives their account confirmation package.) No minimum balance requirement or monthly maintenance, activity fees or closing costs. Check and/or debit card availability. Check order fee payable with application.

 

Health Insurance Health Care Information Privacy Notice (updated April 2008)