INSURANCE & EMPLOYEE BENEFITS  
 
Health Savings Accounts
 


CBIA HSA Vendors

The Bancorp Bank

HSA Bank

American Chartered Bank

Tools

Employer Calculator

Employee Calculator

IRS Form 8889

Form 8889 Instructions

2008 IRS HSA Guidelines

Information

HSA Road Rules
by Dan Perrin

HSA Fact Sheet

Employer/Employee Process Workflow

About CBIA Membership

 

 

Forms

Bancorp HSA Application

Bancorp Fee Schedule

Bancorp Employer Contribution Form

Employer Funding Tool

Fees & Services

Setup Fee

$0

Monthly Fee

$2.50 (waived on bal of $2,500 or more) or for direct deposit

Choice of investments (Y/N)

Y for bal over $3000

Broker Account Fee

$0

Credit Card Fees

first card free, $10 per replacement card

Lost Card Replacement

Free

Check Transactions

Free

Debit Card POS Purchase Via Signature

Free

Per ATM Fee

Free, subject to provider fees

Per POS using PIN

Free

First order of checks

Free

24/7 Customer Service

Yes

Deposit tickets

Free

Copy of Statement

$3 each

Check Copies

$1 per copy

Check Images

Available on The Bancorp website

Request Copy of 1099, 5498 or Year-end Status Report

Free

Corrected IRS Filing Fee

 

Insufficient Funds

$30 per item

Uncollected item

$30 per item

Deposited Item Returned

$7 per item

Excess Contribution Distribution

$0

Account Closure Fee

$0

Stop Payment

$15

Check Reorder

Varies by style and quantity

Treasurer's / Cashier's Check

$8

IRS Levy, Legal Requests or Subpoena

$100

Writ

$175

Wire Transfers - Domestic Incoming

Free

Wire Transfers - Domestic Outgoing

$12

Wire Transfers - International Incoming

Free

Wire Transfers - International Outgoing

$45

Research

$25 per hour /$10 min.

Customer Deposit UPS Fee for use of vendor without use of proper documentation and/or codes

$10

Credit Card Funds Transfer - Incoming

2.5% of Transaction amount

Electronic Bank Transfers or ACH - Incoming

Free

Electronic Bank Transfers or ACH - Outgoing

$1.50 per transaction

Interest rates

0-$999 = 2.00
$1,000-$2,999 = 2.30
$3,000-$4,999 = 3.00
$5,000-$9,999 = 3.50
$10,000-$14,999 = 4.00
$15,000 and over = 5.00

Min. Balance Requirements

$0

Other

Free account for first 90 days, No annual debit card fee and first check order free, Free ACH money transfer functions

   

 

 

Health Insurance Health Care Information Privacy Notice (updated April 2008)