INSURANCE & EMPLOYEE BENEFITS  
 
Health Savings Accounts
 


CBIA HSA Vendors

The Bancorp Bank

HSA Bank

American Chartered Bank

Tools

Employer Calculator

Employee Calculator

IRS Form 8889

Form 8889 Instructions

2008 IRS HSA Guidelines

Information

HSA Road Rules
by Dan Perrin

HSA Fact Sheet

Employer/Employee Process Workflow

About CBIA Membership

 

 

Forms

HSABank On-line Enrollment

HSABank Employee Kit

HSABank Application and Enrollment Package

HSABank Employer Contribution Form

Fees & Services

Setup Fee

$22 for paper / $10 for online enrollment

Monthly Fee

$1.75 (waived on bal of $3,000 or more)

Choice of investments (Y/N)

Y

Broker Account Fee

$0

Credit Card Fees

First and second card free; two year renewal for each card is $3

Lost Card Replacement $6

Termination of Debit Card Access

$6

Check Transactions

Free

Debit Card POS Purchase Via Signature

Free

Per ATM Fee

$1.50

Per POS using PIN

$1.50

First order of checks

$7.95

24/7 Customer Service

Yes

Copy of Statement

Free

Check Copies

$0

Check Images

Free

Request Copy of 1099, 5498 or Year-end Status Report

$2

Corrected IRS Filing Fee

$10 (non-bank error)

Insufficient Funds

$10

Uncollected item

Call

Deposited Item Returned

$10 per item

Excess Contribution Distribution

$20

Account Closure Fee

$25

Stop Payment

$16

Check Reorder

$7.95

Treasurer's / Cashier's Check

$4 (the manual withdrawal request)

IRS Levy, Legal Requests or Subpoena

Free

Writ

Free

Wire Transfers - Domestic Incoming

$15

Wire Transfers - Domestic Outgoing

$15

Wire Transfers - International Incoming

$15

Wire Transfers - International Outgoing

$15

Research

Call

Customer Deposit UPS Fee for use of vendor without use of proper documentation and/or codes

n/a

Credit Card Funds Transfer - Incoming

Not Available

Electronic Bank Transfers or ACH - Incoming

Free

Electronic Bank Transfers or ACH - Outgoing

Free

Interest rates

0-$499 = 1.00                   
$500-$2,499 = 1.98      
$2,500-$4,999 = 2.28
$5,000-$14,999 = 3.25
$15,000 and over = 4.65

Min. Balance Requirements

No minimum balance

   

 

 

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