Medical Insurance
Revolutionalizing
Group Medical Insurance
We’ve dismantled the premise of traditional medical insurance. No longer beholden to one insurance company’s offerings, we’ve created the best of all options — flexible plan design, concierge level service and care coordination, and a national provider network.
Innovative Group Medical Insurance
Our program offers broad medical benefits, access to a nationwide network of providers, and enhanced member services. Enrolled employees and their dependents have a primary point of contact for navigating their healthcare needs, including traditional benefits and claims-related inquiries.
Financial Benefits
Ventegra, our pharmacy benefit manager, implements a transparent pricing strategy and offers innovative solutions for managing high-cost specialty drugs, delivering savings of over 20% compared to the national average.
Employers in the program will be level-funded, a common variation of self-funding, with stop-loss coverage to protect against deficits. Additionally, they will receive 100% of any surplus claims dollars annually—an important differentiator to other options.
Find the Perfect Plan for Your Group
Comprehensive Benefits
from Trusted Vendors
We understand the importance of providing high-quality, cost-effective healthcare solutions for your business. That’s why we’ve partnered with industry-leading vendors to offer an exceptional medical group insurance product. Each of our partners brings unique strengths and innovative approaches to healthcare, ensuring your employees receive the best possible care.
Concierge Level Service
Valenz Health offers a comprehensive platform designed to reduce healthcare costs while improving quality and outcomes. By integrating member-centric services with data-driven insights, Valenz ensures high-quality care and greater savings for employers and members alike.
Extensive Provider Network
Through our agreement with S&S Health, we can offer access to Cigna’s provider network, one of the most extensive and comprehensive in the industry, with over one million healthcare professionals.
Pharmacy
Benefits
Ventegra, a non-profit Pharmacy Benefits Manager, goes beyond traditional pharmacy benefit management with an innovative model that uses acquisition pricing rather than average wholesale pricing.
Stop-Loss Carrier
Skyward Specialty Insurance is a leading provider of medical stop-loss, bringing creative stop-loss solutions to third-party administrators, brokers, and consultants, through a variety of flexible stop-loss options.
Virtual Care
Recuro Health is an integrated digital health solutions company that takes a uniquely personalized and proactive approach to virtual care.
TPA Services
With over 29 years of experience, S&S Health eliminates the need for a commercial health plan middleman. They serve over 500,000 members with claim management, end-to-end support, and solutions to lower healthcare spending.
Contact Your Agent Today!
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