Medical Insurance
Revolutionizing
Group Medical Insurance
We’ve dismantled the premise of traditional medical insurance. No longer beholden to one insurance company’s offerings, we’ve created the best of all options — flexible plan design, concierge level service and care coordination, and a national provider network.
Innovative Group Medical Insurance
Our program offers broad medical benefits, access to a nationwide network of providers, and enhanced member services. Enrolled employees and their dependents have a primary point of contact for navigating their healthcare needs, including traditional benefits and claims-related inquiries.
Financial Benefits
The program is a level-funded health plan, a common form of self-funding, with stop-loss insurance to protect against large claims. Employers receive 100% of any surplus claims dollars each year, a key advantage over other options.
Ventegra, our pharmacy benefit manager, uses a transparent pricing strategy and offers targeted solutions for managing high-cost specialty drugs, delivering savings more than 20% above the national average.
Find the Perfect Plan for Your Group
Comprehensive Benefits
from Trusted Vendors
We understand the importance of providing high-quality, cost-effective healthcare solutions for your business. That’s why we’ve partnered with industry-leading vendors to offer an exceptional medical group insurance product. Each of our partners brings unique strengths and innovative approaches to healthcare, ensuring your employees receive the best possible care.
Concierge Level Service
Valenz Health offers a comprehensive platform designed to reduce healthcare costs while improving quality and outcomes. By integrating member-centric services with data-driven insights, Valenz ensures high-quality care and greater savings for employers and members alike.
Extensive Provider Network
Through our agreement with S&S Health, we can offer access to Cigna’s provider network, one of the most extensive and comprehensive in the industry, with over one million healthcare professionals.
Pharmacy
Benefits
Ventegra, a non-profit Pharmacy Benefits Manager, goes beyond traditional pharmacy benefit management with an innovative model that uses acquisition pricing rather than average wholesale pricing.
Stop-Loss Carrier
Skyward Specialty Insurance is a leading provider of medical stop-loss, bringing creative stop-loss solutions to third-party administrators, brokers, and consultants, through a variety of flexible stop-loss options.
Virtual Care
Recuro Health is an integrated digital health solutions company that takes a uniquely personalized and proactive approach to virtual care.
TPA Services
With over 29 years of experience, S&S Health eliminates the need for a commercial health plan middleman. They serve over 500,000 members with claim management, end-to-end support, and solutions to lower healthcare spending.
Essential Resources for Choosing Your Group Medical Plan
Explore everything you need to make an informed decision. Access detailed plan comparison grids, view our prescription formulary, and check out the provider network directory. Each resource is designed to help you find the best fit for your team’s health coverage needs.
Contact Your Agent Today!
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