SBA Launches Loan Program for Small Manufacturers

The U.S. Small Business Administration announced a new loan program Sept. 3 designed for small manufacturers.

The 7(a) Manufacturer’s Access to Revolving Credit Loan Program will offer working capital for small businesses engaged in manufacturing.

SBA officials said MARC was the agency’s first-ever loan program dedicated to supporting small manufacturers.

“With 98% of American manufacturers classified as small businesses, the new MARC loans represent a powerful source of targeted capital for those who are growing our nation’s production,” SBA Administrator Kelly Loeffler said in a statement.

Effective Oct. 1 2025, the program will provide loans up to $5 million to support the working capital needs of an eligible business.

Loans cannot be used for non-working capital debt refinance, changes of ownership, to pay delinquent withholding taxes or similar funds held in trust, or for floor plan financing.

MARC loans may be made to a business at the same time as the change of ownership to support a manufacturer’s working capital needs.

The loans can be used in combination with SBA and conventional commercial loans.